LHV

Micro loan

LHV micro loan is an unsecured loan offered to Estonian micro enterprises. It is intended for the development of business, as well as acquiring equipment and machinery, obtaining working capital or making other small investments. Loan amounts range from 5,000 € to 50,000 €.

Overdraft facility

LHV overdraft facility is intended for satisfying a short-term need for liquidity or covering unexpected costs.

Working capital loan

LHV working capital loan enables one to make smaller investments into non-current assets, starting from 25,000 €.

Investment loan

LHV investment loan against the collateral of real estate enables a company to finance long-term investments, initiate new projects and expand their operations.

Financing the acquisition of a company

We finance the acquisition of holdings in companies with the following credit products: mezzanine loans, management buy-outs (MBO) and leveraged buy-outs (LBO).

Apartment association loan

The apartment association loan for investments to your residential building with most flexible repayment period in Estonia

Guarantees

A bank guarantee helps a company to secure various loans and payment obligations. LHV offers guarantee letters for all types of transactions.

Letters of credit

Letters of credit help hedge the risks related to foreign trade. Use letters of credit as flexible means of financing.

Documentary collection

Documentary collection is mainly used in international trade. With documentary collection, the seller of the goods sends the trade documents to their bank with the instructions to forward them to the buyer’s bank.

Factoring

Is a large portion of your company’s current assets comprised of invoices received from buyers? If this is the case, we can provide you with help via factoring. The factoring service means that we finance the invoices submitted to buyers and collect the receipt thereof.