Your home loan

LHV’s home loan is the most flexible home loan in Estonia and is suitable for an informed customer who is about to purchase a home. As the bank with the best level of service, we have fully committed ourselves to offering our customers a memorable experience and smooth service.

Transfers are always free of charge at our bank and the revenue earned from interest on loans remains in the Estonian economy.

Read the terms and conditions and take a closer look

Initial loan offer within 24 hours
Premature loan repayment free of charge
Once property is completed no additional valuation report is needed

This is an estimate and may differ from the actual terms and conditions offered.

The home loan is offered by AS LHV Pank. Always think through your loan decision carefully. Review the terms and conditions at lhv.ee/kodulaen and ask for advice from our specialist. The annual percentage rate of charge for a home loan is 4,444% on the following sample conditions: loan amount of 140,000 €; interest rate of 4.34% per year (floating, the interest rate consists of 6-month Euribor rate and margin 1.6%); agreement fee of 300 €; period of 360 months; 360 as the number of repayments; and the total amount paid back being 250,697.87 €, with payment in the form of monthly annuity payments. An insurance contract needs to be concluded and a mortgage set for the collateral in order to receive the loan. The rate does not include the expenses related to establishing and insuring the collateral.

Your home loan

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