Building renovation
For renovation or construction
Courtyards renovation
For renovating yards, fences, parking areas or outbuildings
Engineering
Engineering services, audits, energy efficiency projects and installation of solar panels
Application steps
Complete the application
Fill in the application for apartment association loan
Submit documents
Send the following documents to kylaen@lhv.ee:
1) annual report for the last financial year,
2) balance sheet (not older than 2 months),
3) income statement (not older than 2 months),
4) price quotes for planned works.
Loan analysis
If there are any questions or need for additional documents, our loan account manager will contact you.
Sign the agreement
Once your application has been approved, we will digitally sign the loan agreement. We transfer the loan amount to the apartment association’s account according to approved volume of work as stated in documents.
Looking for financing for renovation of a residential building at favourable rates, lower energy consumption and a better quality of life for the residents? We offer the financing you need to get your renovation plans accomplished.
Interest rate of 1.29% + 6-month Euribor for improving energy performance
The offer applies to renovation of buildings aimed at reducing energy expenditures by at least 30%.
Price list and terms
| For whom | Apartment association registered and operating in Estonia |
| Purpose | Construction and renovation work on apartment buildings, energy efficiency projects, engineering expenses and expert opinions, renovation of courtyard, establishing parking spaces etc. |
| Loan amount | Starting from 20,000 euros |
| Self-financing | Starting from 0% |
| Loan period | Up to 30 years |
| Grace period | Up to 12 months |
| Collateral |
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| Requirements for borrower |
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Familiarize yourself with the conditions and, if necessary, ask for advice from our expert by calling one of the business loan managers below or by writing to kylaen@lhv.ee.
