Price list and terms

Price list

Price list of LHV PankLHV Trader price listPayment account price list and terminology
Previous terms
Price list of LHV Pank (valid until 14.11.2024)Price list of LHV Pank (valid until 12.08.2024)Price list of LHV Pank (valid until 04.08.2024)Price list of LHV Pank (valid until 01.05.2024)Price list of LHV Pank (valid until 01.03.2024)Price list of LHV Pank (valid until 01.06.2023)Price list of LHV Pank (valid until 03.05.2023)

General conditions

General conditions of AS LHV PankConditions of Au-client AgreementConditions of startup account agreement
Previous terms
General conditions of AS LHV Pank (valid until 05.05.2023)

Settlements

Terms and conditions for the agreement on payment acquiringTerms and conditions of the payment initiation serviceConditions of e-invoice standing order agreementTerms and conditions of LHV ConnectSettlement and time limits of payment instructionsTerms and conditions for the servicing of payment cards in e-commerceTerms and conditions for the servicing of payment cardsIndicative interchange and processing fees related to the servicing of payment cardsFormats for Importing and Exporting PaymentsConditions of Payment Services AgreementConditions of Bank Link agreementConditions of standing order agreementTerms and Conditions of Entrepreneur AccountTerms and Conditions of Salary PaymentTerms of Use for LHV Wallet
Previous terms
Terms and conditions for the agreement on payment acquiring (valid until 03.04.2024)Terms and conditions for the agreement on payment acquiring (valid until 28.02.2022)

Cards

Conditions for donationConditions of Use of the Digital WalletConditions of Debit Card Agreement for Private ClientsConditions of Credit Card Agreement for Private ClientsPre-contractual information for credit card agreementTerms and conditions of business debit card agreementTerms and conditions of business credit card agreementTerms and conditions of Temporary Card Agreement
Previous terms
Terms and conditions of Private Debit Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Credit Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Gold Debit Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Gold Credit Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Partner Debit Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of the LHV Partner Credit Card (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Youth Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Football Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Fixed Payment Credit Card agreement

Insurance

Dwelling Insurance

LHV Dwelling Insurance Terms and Conditions

Corporate Insurance

LHV Corporate Insurance Terms and ConditionsPrevious terms
Terms and conditions of the corporate insurance (valid for insurance contracts concluded until 31 January 2023)

Travel Insurance

Conditions of Gold Card Travel InsuranceTerms and Conditions of Platinum Card Travel InsuranceTravel Insurance ConditionsPrevious terms
Travel Insurance Conditions (valid until 22.10.2024)Special conditions for Platinum Card and private banking card travel insurance Covid-19 additional protectionSpecial conditions for Gold Card travel insurance Covid-19 additional protectionConditions of Gold Card Travel Insurance (valid until 31.03.2022)Terms and Conditions of Platinum Card and private banking card Travel Insurance (valid until 31.03.2023)Terms and Conditions of Platinum Card and private banking card Travel Insurance (valid until 31.03.2022)Conditions of Gold Card Travel Insurance (valid until 31.10.2021)Terms and Conditions of Platinum Card and private banking card Travel Insurance (valid until 31.10.2021)Special conditions for Platinum Card and private banking card travel insurance Covid-19 additional protection (valid until 31.10.2021)

Casco insurance

Casco insurance ConditionsPrevious terms
Casco insurance Conditions (valid for insurance contracts concluded until 31 January 2022)

Equipment insurance

Device Insurance Terms and ConditionsDevice Insurance and Extended Warranty Insurance Terms and Conditions

Extended warranty insurance for equipment

Extended Warranty Insurance Terms and ConditionsDevice Insurance and Extended Warranty Insurance Terms and Conditions

Vehicle warranty insurance

Terms and conditions of vehicle warranty insurance

Loan Insurance

Loan Insurance Terms and ConditionsPrevious terms
Loan Insurance Terms and Conditions (Effective until September 30, 2023)Loan Insurance Terms and Conditions (Effective until August 31, 2022)Loan Insurance Terms and Conditions (Effective until March 31, 2021)Loan Insurance Terms and Conditions (Effective until May 5, 2020)

Purchase Protection Insurance

Terms and Conditions of Youth Card purchase protection insuranceTerms and Conditions of Gold Card and Platinum Card purchase protection insurance

Health insurance

General terms and conditions of the Confido Health Plan (valid for insurance contracts concluded from 1 October 2023)General terms and conditions of the Confido Health Plan (valid for insurance contracts concluded from 8 December 2022)General terms and conditions of the Confido Health Plan (valid for insurance contracts concluded from 1 October 2022)The terms and conditions of insurance for critical illnesses (Annex 1)The terms and conditions of accident insurance (Annex 2)Insurance service information document

Deposits

Interest rates on depositsDepositor information sheetConditions of Term DepositTerms and Conditions for Savings Account

Loans

Conditions of Overdraft AgreementGeneral terms and conditions of the hire-purchase for a private personGeneral terms and conditions of the hire-purchase for a legal personConditions of Credit Limit AgreementPre-contractual information for consumer loan agreementGeneral conditions of the consumer loanGeneral Conditions of the “New & Better”
Previous terms
General conditions of the consumer loan (effective until 03.01.2024)General conditions of the consumer loan (effective until 24.03.2021)General terms and conditions of the hire-purchase for a private person (effective until 03.01.2024)

Leasing

Conditions of financial lease agreement (private customer)Conditions of financial lease agreement (business customer)Conditions of operational lease agreement (private customer)Conditions of operational lease agreement (business customer)

Investing

Conditions of Provision of Investment ServicesConditions of provision of crypto assetsAutomatic order routingConditions of Baltic AnalysisTerms and Conditions of the LEI Code Management Agreement"EMIR": Reporting to Trade Repository ObligationsDescription of different types of investment risksInformation on investment servicesLHV Bank Disclosure DocumentsSecurities price informationSecurities transaction order
Previous terms
Conditions of Provision of Investment Services (valid until 20.02.2024)Terms and Conditions of the LEI Code Management Agreement (valid until 02.06.2022)

Growth account

Conditions of Growth Account agreement

PIA

Terms and Conditions of Pension Investment Account

LHV Trader

Conditions of the Trading Platform LHV TraderLHV Trader trading rulesLHV Trader information fees

Portfolio management

Conditions of Portfolio Management Agreement

Margin loan

Special Conditions of Leveraged Transactions and Derivative TransactionsInterest rates for loans and leveraged loansCollateral ratesInstructions concerning leveraged transactions and securities-backed overdraft facilitiesPrevious terms
Special Conditions of Leveraged Transactions and Derivative Transactions (valid until 20.02.2024)

Fonds

Procedure for determining the NAV of the fundsPolicy regarding the exercise of voting rights arising from the assets of the fund

Market data

Agreement for market data display services

Execution venues

List of execution venues for securities transactionsReport of the top five execution venuesReport of the top five execution venues 2022Report of the top five execution venues 2021Information on the report of the top five execution venues and on quality of execution obtainedInformation on the report of the top five execution venues and on quality of execution obtained 2022Information on the report of the top five execution venues and on quality of execution obtained 2021

W-8BEN form

W-8BEN for private personsW-8BEN for enterpriseW-8BEN example for private personsW-8BEN example for enterprise

Currency Derivatives

Terms and conditions of master agreement on financial transactionsKey Information Documents

Private banking

Terms and conditions of Private Banking Agreement
Previous terms
Terms and Conditions of the Platinum Debit Card Agreement (Were valid 25.09.2019 - 03.11.2024)Terms and Conditions of the Platinum Credit Card Agreement (Were valid 25.09.2019 - 03.11.2024)

Service channels

Terms and Conditions of the LHV User EnvironmentTechnical conditions of internet bankingConditions of Internet BankingPIN-calculator user manualLHV website terms of useTerms of use of Cookies

Privacy and security

Principles of processing customer dataHow are customers’ assets protected
Previous terms
Principles of processing customer data (valid until 31.08.2024)Principles of processing customer data (valid until 14.03.2022)Principles of processing customer data (valid until 01.06.2021)

Further information

Conditions for publishing articles on LHV websiteBorrowing conditions of LHV LibraryFSMA 2000 Part VII Transfer of Banking BusinessCard transaction guide for accommodation establishments