LHV no longer supports Internet Explorer on our website to better protect you against viruses, scams and other threats. You can still use our website using Internet Explorer, but keep in mind that not everything might work as expected. To log in, please use one of these free browsers: Chrome, Firefox or Edge.

Financial Portal
Investor

Open an account

Internet bank
Daily banking

Growing funds

Loan and leasing

Insurance

Pension

Price list and terms

Price list

Price list of LHV Pank LHV Trader price list Payment account price list and terminology

Price list of LHV Pank (valid until 14.11.2024)Price list of LHV Pank (valid until 12.08.2024)Price list of LHV Pank (valid until 04.08.2024)Price list of LHV Pank (valid until 01.05.2024)Price list of LHV Pank (valid until 01.03.2024)Price list of LHV Pank (valid until 01.06.2023)Price list of LHV Pank (valid until 03.05.2023)

General conditions

General conditions of AS LHV Pank Conditions of Au-client Agreement Conditions of startup account agreement

General conditions of AS LHV Pank (valid until 05.05.2023)

Settlements

Terms and conditions for the agreement on payment acquiring Terms and conditions of the payment initiation service Conditions of e-invoice standing order agreement Terms and conditions of LHV Connect Settlement and time limits of payment instructions Terms and conditions for the servicing of payment cards in e-commerce Terms and conditions for the servicing of payment cards Indicative interchange and processing fees related to the servicing of payment cards Formats for Importing and Exporting Payments Conditions of Payment Services Agreement Conditions of Bank Link agreement Conditions of standing order agreement Terms and Conditions of Entrepreneur Account Terms and Conditions of Salary Payment Terms of Use for LHV Wallet

Terms and conditions for the agreement on payment acquiring (valid until 03.04.2024)Terms and conditions for the agreement on payment acquiring (valid until 28.02.2022)

Cards

Conditions for donation Conditions of Use of the Digital Wallet Conditions of Debit Card Agreement for Private Clients Conditions of Credit Card Agreement for Private Clients Terms and conditions of Fixed Payment Credit Card agreement Pre-contractual information for credit card agreement Terms and conditions of business debit card agreement Terms and conditions of business credit card agreement Terms and conditions of Temporary Card Agreement

Terms and conditions of Private Debit Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Credit Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Gold Debit Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Gold Credit Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Partner Debit Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of the LHV Partner Credit Card (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Youth Card agreement (Were valid 25.09.2019 - 03.11.2024)Terms and conditions of Football Card agreement (Were valid 25.09.2019 - 03.11.2024)

Insurance

Home Insurance

Home Insurance Conditions Home Insurance Conditions (valid for insurance contracts concluded until 1 May 2023)

Dwelling Insurance

LHV Dwelling Insurance Terms and Conditions

Corporate Insurance

LHV Corporate Insurance Terms and Conditions Previous terms

Terms and conditions of the corporate insurance (valid for insurance contracts concluded until 31 January 2023)

Travel Insurance

Conditions of Gold Card Travel Insurance Terms and Conditions of Platinum Card Travel Insurance Travel Insurance Conditions Previous terms

Travel Insurance Conditions (valid until 22.10.2024)Special conditions for Platinum Card and private banking card travel insurance Covid-19 additional protection Special conditions for Gold Card travel insurance Covid-19 additional protection Conditions of Gold Card Travel Insurance (valid until 31.03.2022)Terms and Conditions of Platinum Card and private banking card Travel Insurance (valid until 31.03.2023)Terms and Conditions of Platinum Card and private banking card Travel Insurance (valid until 31.03.2022)Conditions of Gold Card Travel Insurance (valid until 31.10.2021)Terms and Conditions of Platinum Card and private banking card Travel Insurance (valid until 31.10.2021)Special conditions for Platinum Card and private banking card travel insurance Covid-19 additional protection (valid until 31.10.2021)

Casco insurance

Casco insurance Conditions Previous terms

Casco insurance Conditions (valid for insurance contracts concluded until 31 January 2022)

Equipment insurance

Device Insurance Terms and Conditions Device Insurance and Extended Warranty Insurance Terms and Conditions

Extended warranty insurance for equipment

Extended Warranty Insurance Terms and Conditions Device Insurance and Extended Warranty Insurance Terms and Conditions

Vehicle warranty insurance

Terms and conditions of vehicle warranty insurance

Loan Insurance

Loan Insurance Terms and Conditions Previous terms

Loan Insurance Terms and Conditions (Effective until September 30, 2023)Loan Insurance Terms and Conditions (Effective until August 31, 2022)Loan Insurance Terms and Conditions (Effective until March 31, 2021)Loan Insurance Terms and Conditions (Effective until May 5, 2020)

Purchase Protection Insurance

Terms and Conditions of Youth Card purchase protection insurance Terms and Conditions of Gold Card and Platinum Card purchase protection insurance

Health insurance

General terms and conditions of the Confido Health Plan (valid for insurance contracts concluded from 1 October 2023)General terms and conditions of the Confido Health Plan (valid for insurance contracts concluded from 8 December 2022)General terms and conditions of the Confido Health Plan (valid for insurance contracts concluded from 1 October 2022)The terms and conditions of insurance for critical illnesses (Annex 1)The terms and conditions of accident insurance (Annex 2)Insurance service information document

Deposits

Interest rates on deposits Depositor information sheet Conditions of Term Deposit Terms and Conditions for Savings Account

Loans

Conditions of Overdraft Agreement General terms and conditions of the hire-purchase for a private person General terms and conditions of the hire-purchase for a legal person Conditions of Credit Limit Agreement Pre-contractual information for consumer loan agreement General conditions of the consumer loan General Conditions of the “New & Better”

General conditions of the consumer loan (effective until 03.01.2024)General conditions of the consumer loan (effective until 24.03.2021)General terms and conditions of the hire-purchase for a private person (effective until 03.01.2024)

Leasing

Conditions of financial lease agreement (private customer)Conditions of financial lease agreement (business customer)Conditions of operational lease agreement (private customer)Conditions of operational lease agreement (business customer)

Investing

Conditions of Provision of Investment Services Conditions of provision of crypto assets Automatic order routing Conditions of Baltic Analysis Terms and Conditions of the LEI Code Management Agreement "EMIR": Reporting to Trade Repository Obligations Description of different types of investment risks Information on investment services LHV Bank Disclosure Documents Securities price information Securities transaction order

Conditions of Provision of Investment Services (valid until 20.02.2024)Terms and Conditions of the LEI Code Management Agreement (valid until 02.06.2022)

Growth account

Conditions of Growth Account agreement

PIA

Terms and Conditions of Pension Investment Account

LHV Trader

Conditions of the Trading Platform LHV Trader LHV Trader trading rules LHV Trader information fees

Portfolio management

Conditions of Portfolio Management Agreement

Margin loan

Special Conditions of Leveraged Transactions and Derivative Transactions Interest rates for loans and leveraged loans Collateral rates Instructions concerning leveraged transactions and securities-backed overdraft facilities Previous terms

Special Conditions of Leveraged Transactions and Derivative Transactions (valid until 20.02.2024)

Fonds

Procedure for determining the NAV of the funds Policy regarding the exercise of voting rights arising from the assets of the fund

Market data

Agreement for market data display services

Execution venues

List of execution venues for securities transactions Report of the top five execution venues Report of the top five execution venues 2022 Report of the top five execution venues 2021 Information on the report of the top five execution venues and on quality of execution obtained Information on the report of the top five execution venues and on quality of execution obtained 2022 Information on the report of the top five execution venues and on quality of execution obtained 2021

W-8BEN form

W-8BEN for private persons W-8BEN for enterprise W-8BEN example for private persons W-8BEN example for enterprise

Currency Derivatives

Terms and conditions of master agreement on financial transactions Key Information Documents

Private banking

Terms and conditions of Private Banking Agreement

Terms and Conditions of the Platinum Debit Card Agreement (Were valid 25.09.2019 - 03.11.2024)Terms and Conditions of the Platinum Credit Card Agreement (Were valid 25.09.2019 - 03.11.2024)

Service channels

Terms and Conditions of the LHV User Environment Technical conditions of internet banking Conditions of Internet Banking PIN-calculator user manual LHV website terms of use Terms of use of Cookies

Privacy and security

Principles of processing customer data How are customers’ assets protected

Principles of processing customer data (valid until 31.08.2024)Principles of processing customer data (valid until 14.03.2022)Principles of processing customer data (valid until 01.06.2021)

Further information

Conditions for publishing articles on LHV website Borrowing conditions of LHV Library FSMA 2000 Part VII Transfer of Banking Business Card transaction guide for accommodation establishments