Skip to main content

LHV no longer supports Internet Explorer on our website to better protect you against viruses, scams and other threats. You can still use our website using Internet Explorer, but keep in mind that not everything might work as expected. To log in, please use one of these free browsers: Chrome, Firefox or Edge.

Demand deposit

Earn interest
on the money on the current account

  • For retail customer an annual interest rate of 0.01% is applied to demand deposits, i.e. the money on the account
  • You will earn interest if there is at least 18,000 € on your account. The smallest sum paid is 1 cent
  • For a legal entity's business current account exceeding 20,000 euros, we pay interest on demand deposits at a rate of 1% per year. See more details in the price list
  • We pay out the interest on demand deposits on a monthly basis on the fifth day of the following month

How is the interest amount determined for a retail customer?

Example: Your current account balance is 18,000 euros.

  • First, we calculate the daily interest amount.
    image

  • If the daily interest is 1 cent, then you earn 3.6 euros in interest per year.
    image

How is the interest amount determined for a business customer?

Example: Your current account balance is 100,000 euros.

  • First, we calculate the daily interest amount.
    For a business current account exceeding 20,000 euros, we pay interest at a rate of 1% per year.
    image

  • If the daily interest is 2.23 euros, then you earn 802.8 euros in interest per year.
    image

Did you know that

an LHV Au-client’s annual interest on a current account is 1%.
See how to become an Au-client

Starting from 2018, the state will tax the interest earned on the deposits of private individuals.
Read more

Cookies

LHV website uses cookies to provide you with the best user experience. By clicking "Allow all cookies", you consent to the use of all cookies. Read more about the principles of using cookies.

pirukas_icon