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You can now issue home insurance under your company’s name conveniently on our website

All existing dwelling insurance contracts remain valid until the end of the insurance period, and automatically renewing policies will be extended as home insurance. We will send you the new insurance period policy 45 days in advance, giving you plenty of time to review the scope of coverage and make any necessary changes.

On this page, you can review the terms and information document for your existing dwelling insurance contract. You can also read about our damage assistance service, which provides 24/7 support for managing emergencies.

Damage assistance and prevention

LHV dwelling insurance is there for you, even before something happens
  • If you try to prevent an accident but this causes damage to your property, we will compensate you for the losses.
  • In the event of an accident, we will help you to find a quick solution to the emergency.
  • In the case of danger, we will help to eliminate the source of the hazard, such as by fixing a leaking pipe.
  • If a door lock is broken, does not work, or the key is lost, we will replace the lock.
Post-damage assistance
  • If damage has occurred, we help to eliminate the consequences, such as by drying surfaces after water damage or covering a broken window.
  • If a burglar has broken a door or window, we will arrange for the dwelling to be guarded.
  • If you need to temporarily use a replacement dwelling due to an insured event, we will help you to find one and arrange the removals.

Learn more about our damage assistance service

Damage prevention assistance
  • In case of danger, we help to eliminate the source of the hazard, such as by fixing a leaking pipe.
  • If a door lock is broken, does not work, or the key is lost, we will replace the lock.
If you need help quickly, call 680 1122
  • LHV damage assistance is available to you 24/7 and without excess.

Ask for advice

Call us at 699 9111 Mon–Fri 9–17 or email us at kindlustus@lhv.ee

Report a claim

Call us at 680 1122 or email us at kahjud@lhv.ee

Damage assistance

To call damage assistance, call 680 1122 any time, 24 hours a day

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