With the Au-client status you can grow your money, enjoy fast operations and travel carefree
- Annual interest rate of 1% on the current account is accounted on sums up to 100,000 euros
- Personal Customer Relationship Manager
- Gold Card
- Gold Card travel insurance for you and your family
- Gold Card purchase insurance
Your money grows every day
Annual interest rate of 1% on Au-clients account is accounted on sums up to 100,000 euros and investing and depositing of securities is affordable and convenient.
Simple operations
You have a personal account manager who knows you and whom you know. You will also have a Gold Card for your daily banking.
Carefree and convenient travel
The best travel insurance for you and your family and excess for a rental car. The Estravel Gold Card and special offers also await you.
Purchase insurance
Purchase insurance covers all durable goods for which you have paid using your Gold Card, for a period of 180 days after the purchase.
Terms and conditions for becoming an Au-client
The prerequisite of becoming an Au-client is that you receive €2,000 to LHV Pank every month or the volume of your assets at LHV Pank exceeds 50,000 €. Au-client’s monthly fee is 10 €.
It is all included in the single monthly fee
European payments
Interest on a current account
Bank card
Travel insurance
Purchase insurance
Estravel Gold Card in mTasku
Maintenance of Baltic securities
Maintenance of Foreign securities
Baltic analyses
Monthly fee
Prerequisites for becoming an Au-client
Free of charge
Annual interest rate of 1% on the current account is accounted on sums up to 100,000 euros
Gold card
For the Au-client free of charge
Read more
Applies to the owner of the Gold Card and the family members travelling with them. About the travel insurance
Applies to durable goods that were purchased using your Gold Card. What does the purchase insurance cover?
Travel service, Gold Card permanent discounts and bonuses. Estravel Gold Card information
Free of charge
Up to 50,000 €: free of charge
from the part exceeding 50,000 €: 0.01%
Free of charge
Au-client’s monthly fee 10 €
You receive €2,000 in LHV Pank each month, or the volume of your assets at LHV Pank exceeds 50,000 €.
Free of charge
0.01% per year
Private client card
Monthly fee 1 €
Read more
Free of charge
Up to 50,000 €: free of charge
from the part exceeding 50,000 €: 0.01%
6 €
None
Always consider your credit decisions carefully. Take a look at the terms and conditions at lhv.ee/au and consult our specialist. The annual percentage rate of charge for the credit limit of the Gold Card is 15.09% on the following sample conditions: limit €2,000, annual interest 18% (fixed), interest-free period of 40 days, repayment sum is €2,163. The annual percentage rate of charge for overdraft against the collateral of securities is 8.96% on the following sample conditions: credit limit of 10,000 €, annual interest rate of 8.5% (fixed), limit fee 0%, agreement fee 0 €, repayment sum 10,862 € given that the overdraft is taken into use immediately and in full and is paid as a single payment after one year.
