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Debit card

With the LHV Debit Card, you can pay in Estonia, abroad and online

  • Pay for your purchases in Estonia and abroad
  • Special offers for cardholders
  • Pay online
  • Make contactless payments
  • Also available as a virtual card
  • From recycled plastic
  • Pick your colour

Features of a Debit Card

Functions also abroad and online

You can use LHV cards to pay in Estonia, abroad, as well as online.

Contactless payment

With LHV cards you can make convenient and fast contactless payments. You can also pay with an Apple Watch, Garmin or Fitbit smartwatch.

Account number

The number of the account tied to the card is located on the rear of the card.

Card mailed to your home

We will mail the card conveniently to your home.

PIN code

View card’s PIN code in the LHV mobile app or internet bank.

Read more
Secure card payments online

To ensure security and raise the feeling of confidence when making payments on the Internet, LHV has added a new security feature to its bank cards. After entering card data and the confirmation code, you must log in to the LHV internet bank as an additional form of identification, or use the security code sent to your mobile phone via SMS.

Read more
ATMs

Cash withdrawals from LHV ATMs are free up to €2,000 per month. You can withdraw cash from ATMs of other banks both in Estonia and in Europe for only €1. A service fee of 0.3% of the amount is added to larger amounts. ATM locations

Invest with every card payment

Microinvestment enables you to grow your investment portfolio without even noticing, investing up to 1 euro to your Growth Account with each debit card payment.

Apple Pay

Apple Pay is a simple, secure and private method for making purchases in stores, apps and online.

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Google Pay

Google Pay is a faster and more secure way to pay, both offline and online.

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Your good deed

Activate a permanent donation with your card and do a good deed with each card payment.

Read more

Price list and terms and conditions

Monthly fee

1 € (the monthly fee is valid for card holders between the ages of 26 and 65)

There is no monthly fee on the virtual card

Renewal, closing

Free of charge

Replacement

5 €

Replacement to a virtual card is free of charge

Cash withdrawals
  • From LHV’s ATMs: free of charge (+ 0.3% of any amount in excess of 2,000 € per month)2
  • ATMs of other banks: from the current account in Estonia, the United Kingdom and a contracting party to the EEA Agreement € 11 (+ 0.3% of any amount in excess of 2,000 € per month) and, elsewhere abroad 2 € + 2.5% of the amount
Cash deposits

Up to €5,000 per month is free at the LHV ATM (+ 0.3% of the amount that exceeds €5,000 per month)2

Conversion fee for transactions in foreign currencies

1% of transaction amount

Currency Conversion calculator for MasterCard transactions

Information request from an ATM
  • Free of charge from LHV ATMs
  • From the ATMs of other Estonian banks 0.20 €

1 The EEA includes 27 EU Member States and 3 EFTA States: Iceland, Norway and Liechtenstein.
2 The service fee applies on a customer basis, meaning it is independent of the number of accounts and cards (including additional cards).

Documents and additional information

As the holder of an LHV bank card, you get a 15% discount on parking and car wash services in the Snabb app.*

Snabb’s benefits for private clients:

  • a good overview of all Snabb car parks, car washes, and charging stations across Estonia;
  • start and end parking through the app with one push of a button;
  • the possibility to pay for all parking at once with one monthly invoice;
  • access to car parks with barriers and gates;
  • the possibility to navigate directly to the car park using Waze or Maps;
  • a payment intermediation fee of EUR 0.20 (EUR 0.33–0.49 for M-makse, pargi.ee and SMS);
  • helpful customer support 24/7.

How to use the offer?

Add your LHV bank card as a means of payment in the Snabb app and enter ‘LHV15’ in the bonus code field. In case the promotional code does not work, try to add the LHV card as a means of payment again.

The discount is valid until 31 December 2024.

*The discount does not apply to monthly Snabb services (e.g., monthly passes) or day tickets (e.g., Lottemaa parking), nor to parking tickets for special events. The discount does not extend to the purchase of monthly Snabb services (e.g., monthly passes), parking on the streets of the City of Tartu (zone A, zone B, zone C), or parking in specific zones such as X102 at Hobujaama 12, X42 at Sepise tn 3, and SB13 at Keevise tn 13a.

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