One agreement = all bank links
By signing a bank link agreement, you can use the bank links of all major banks operating in Estonia and throughout the Baltics:
- LHV
- Swedbank
- SEB
- Luminor
- Coop Pank
- Citadele
- Šiaulių bankas
Getting started
Submit an application for payment acquiring
We will reply as soon as possible, but within two working days, at the latest. You can sign the agreement digitally or, if necessary, directly at the office.
Add LHV bank links to your online shop or invoice
To do so, use our web modules or connect directly to the API. Take a look at the technical guide.
Track payments on our merchant portal
You will get an in-depth overview of which payment methods are used most often by your customers and, if necessary, you will be able to conveniently issue a refund from the portal.
Complete e-merchant solution
Apple Pay and Google Pay
In addition to the traditional bank link, your customers can also conveniently pay with Apple Pay or Google Pay.
Card payments
A popular and trusted payment method in online shops all over the world. Money transferred to your account once a day, 7 days a week.
Pre-built Solutions
Simplify the process of incorporating payment methods into your online store with our ready-made solutions compatible with leading web platforms such as Magento 2, WooCommerce, Prestashop, Shoproller, Voog, and OpenCart. Additionally, we provide iOS and Android SDKs for effortless integration into mobile apps.
Integration with Delivery Services
Enhance your customer experience by seamlessly linking our payment solution with popular delivery service providers like Omniva, DPD, SmartPost, Venipak, and more. This compatibility ensures smooth transactions and efficient order fulfillment.
Payment link
Our flexible payment link, LinkPay, empowers you to streamline payment processes across various channels. Whether it's embedding the link on your website, including it in invoices, sending it via email, sharing it in chats, or displaying it as a QR code, LinkPay adapts to your preferred communication methods effortlessly.
The best personalised offer at no extra cost
| Conclusion and amendment of the agreement | free |
| Service fee for the transaction | as agreed |
| Refund | free |
| Monthly fee | free |
Why choose the bank link solution from LHV?
- Funds are swiftly credited to your account, available every day of the week.
- Seamlessly integrated with checkout systems for enhanced efficiency.
- Simplify purchases with one-click payments, minimising abandoned shopping carts.
- Access a diverse selection of banking products tailored to your needs.
- Powerful merchant portal for managing payments and returns
Are you venturing into entrepreneurship for the first time or launching of your own online business?
Embark on your journey with LHV as your trusted partner and begin accepting payments seamlessly through your website. Take advantage of a special 50% discount on building your business website with the VOOG platform. We're here to support you every step of the way, ensuring your startup is both dynamic and fruitful.
Explore our offerings tailored for business clients
Website and E-shop Free for the First 6 Months
Website hosting is provided by veebimajutus.ee.
- Choose a suitable package and use the discount code LHV6K at checkout.
- In the veebimajutus.ee self-service portal, you can select a new website or e-shop from ready-made solutions.
- For the e-shop, we recommend using WordPress software, where you can add the LHV payment collection plugin
FAQs
To finalise an agreement, fill in an application for payment acquiring. We will then send you the agreement to sign within two working days. Once we have received the signed agreement, you can expect to receive comprehensive service integration instructions within just one working day.
Payments made through bank links will be promptly credited to your account upon customer payment confirmation. If the customer's bank participates in the instant payment system, the funds will be transferred to your LHV account instantly. For banks not yet part of the instant payment system, we'll process the payment as a standard interbank transfer.
What makes our bank link special is that the service does not have an agreement fee or a monthly fee. We calculate a fixed fee for each transaction according to the agreement.
LHV, Swedbank (EE, LV, LT), SEB (EE, LV, LT), Luminor (EE, LV, LT), Coop Pank (EE), Citadele (LV), and Šiaulių bankas (LT).
Yes, we only display the bank links you want.
Yes, in order to enter into a bank link agreement, you must have an active client agreement at LHV. Each bank link payment is received directly to your LHV account. If you are not yet a client of LHV, you can do so conveniently on our website.
Yes, payments from each online shop or invoice can be directed to a different account.
No, there is no limit on the number of agreements. Several agreements can be signed for different fields of activity.
We offer a free module for the Magento 2, WooCommerce, Prestashop, Shoproller, Voog, and OpenCart web platforms, as well as an iOS and Android SDK for mobile apps. If your website works on a different platform, please consult the LHV Paytech customer support team, open Mon–Fri 9.00–17.00, before signing an agreement. Send an email to support@every-pay.com or call +372 644 2201.
Yes, you can request a bank link payments demo. To do so, before signing an agreement, contact the LHV Paytech customer support team, open Mon–Fri 9.00–17.00, by sending an email to support@every-pay.com or calling +372 644 2201.
You can conveniently initiate a refund yourself via our merchant portal. However, we kindly request your attention when initiating a refund, as once the process is initiated, it cannot be reversed. The refund is free of charge.
Yes, the EveryPay portal receives information about payments with successful, failed or abandoned status. If you use the LHV app, you will receive a notification on your phone when you receive money.
Please let us know in writing at info@lhv.ee and we will help you make the change.
In order to transfer a valid agreement, please fill in a request for payment acquiring with the details of the new company and add the request for transfer as a comment.
Please let us know by writing info@lhv.ee. Then, we can move forward by discussing the next steps in more detail.
