With LHV instalment payment, you will pay later, in two or three equal instalments
Shopping has never been so easy. LHV instalment payment allows you to make a purchase today but pay later in smaller instalments – and no additional fee will be added to your purchase price.
- For purchases of € 30–1500
- No additional charges
- You can divide the purchase amount into two or three equal parts
- You will make the first payment no earlier than on the 20th day of the following month
- Early repayment free of charge
- You do not need to have an LHV bank account to pay in instalments
Choose a shopping location and add the products you like to the shopping cart.
Choose LHV instalment payment as the payment method and specify the number of payments. Read the agreement and sign it digitally.
The merchant will deliver you the goods, and we will notify you as the payment date approaches.
| Purchase amount | € 30 to 1500 |
| Number of payments | Up to 3 |
| Payment date | 20th day |
| Early repayment | Early repayment of the entire purchase amount is free of charge. |
| Repayment | Monthly payments are to be paid to the account EE707700771001062897; with the recipient being LHV Finance; reference number: your agreement number. |
Documents and additional information
If you want your monthly LHV Instalment Payment to be smaller, you can apply for a refinancing loan and extend the repayment period.
Don't forget to use the campaign code when concluding the contract: TARKMOTE
Apply| Intrest | 5.9% per year on the credit amount |
| Contract Fee | 0 € |
| Service fee | €3.99 per month |
| Length of the agreement | From 6 months |
| The premature payment | The premature payment of the whole credit sum is free of charge |
| Repayment | Monthly payments are to be paid to the account EE707700771001062897; with the recipient being LHV Finance reference number: your agreement number |
Refinancing loan is provided by AS LHV Finance. Review the terms and conditions at lhv.ee/refinancing and consult our expert. Annual rate of charge is 15.81% on the following sample terms and conditions: loan amount 11 000 €, annual interest rate of 13.9% on the on the outstanding balance (fixed), contract fee 220 €, repayment period of 64 months, with monthly annuity payments, with the total sum of the monthly payments being 15 861,37 € and the total repaid sum of 15 641,37 €.
Loan insurance is offered by LHV Kindlustus AS. Review the terms and conditions of insurance, along with the limitations and exemptions, and ask for advice from our specialist. Annual percentage rate of charge of a refinancing loan with insurance is 19.66% on the following sample terms and conditions: loan sum 11 000 €, annual interest rate of 13.9% on the outstanding balance (fixed), agreement fee 220 €, repayment period of 64 months, with monthly annuity payments, in the total sum of 17 103.55 € and the total sum of monthly payments being 16 883.55 €.
Customer support
Call 699 9119 Mon-Fri 9–17 or write to finance@lhv.ee
Become a merchant
We want to be a trustworthy and sustainable financial service provider for your business. LHV’s Buy Now, Pay Later (BNPL) service is the perfect option for menchants who want to offer their customers flexibility in paying for the provided goods or services.
The process is fast, fully automated and will streamline your online store. LHV’s Buy Now, Pay Later service works with all online stores and there’s a readymade solution for the most popular e-store platforms.
It’s not a bad idea to offer customers the flexible BNPL even for smaller purchases. Many people prefer to pay by instalments if it’s interest-free.
Why choose LHV as your Buy Now, Pay Later partner?
As a financing partner, we strive to make doing business with us straightforward and hassle-free. We offer competitive service fees and maintain complete transparency in our terms, ensuring that both you, the merchant, and your customers receive the best possible service:
- Simple and straightforward process
- Automated decision-making
- Convenient solutions for online sellers
- No contract fees
- Exceptional after-sales service for your customers
Getting started is easy and convenient.
No matter what you're selling, online shoppers' habits are changing, and Buy Now, Pay Later options are becoming increasingly popular. Offering this payment solution to your customers can lead to more sales for your business.
1. Submit an application.
2. Sign the agreement agreement.
3. Integrate the solution with your e-store.
4. Grow your company’s sales.
Easy to integrate with your existing online store
Thanks to the free payment modules and the API designed for customised solutions, you can easily add the Buy Now, Pay Later option to your online store. Our technical support is also available every step of the way.
- WooCommerce
- OpenCart
- iOS and Android SDK
- API documentation
Need advice?
Call 6 800 400 or email makselahendused@lhv.ee
