LHV Pensionifond Roheline III
Suitable if
- you are partial to thinking green,
- you would like to invest your pension funds in an environmentally friendly and sustainable manner.
Recipient
AS Pensionikeskus
Account
EE547700771002908125 - LHV Pank AS
EE961700017004379157 - Luminor Bank AS
EE141010220263146225 - SEB Pank AS
EE362200221067235244 - Swedbank AS
Explanation
30101119828, EE3600001764, IK:Your ID Code
Amount
Amount invested in euros
Strategy
The fund's assets are invested in accordance with the principle that investments must be responsible, environmentally friendly, green, ethical, sustainable, anti-climate change, resource-efficient or have a lower greenhouse gas footprint than other investment opportunities.
Roheline III will be allowed to take on a higher degree of concentration risk, as well as to invest in asset classes in which it was not previously allowed to invest. For example, Roheline III can now invest up to a quarter of the Fund’s assets in green transition-related precious metals and raw materials.
Biggest investments
The data is presented as at 30.09.2024
| Biggest investments | |
|---|---|
| Global X Copper Miners ETF | 14.80% |
| Invesco Solar ETF | 11.06% |
| L and G Battery Value-Chain UCITS | 8.13% |
| iShares Global Clean Energy ET | 6.90% |
| Global X Lithium and Battery Tech | 6.82% |
| First Trust NASDAQ Clean Edge | 5.17% |
| Cie de Saint-Gobain | 3.72% |
| Renewi | 3.21% |
| iShares Electric Vehicles and Driving Technology U | 3.18% |
| UPM-Kymmene | 3.06% |
Biggest investments in Estonia
| Biggest investments in Estonia | |
|---|---|
| Birdeye Timber Fund 3 | 1.83% |
| Hepsor | 0.23% |
Asset Classes
Information about the fund
| Information about the fund | |
|---|---|
| Volume of the fund (as of 31.10.2024) | 6,811,908 € |
| Management company | LHV Varahaldus |
| Equity in the fund | 0 units |
| Depository | AS SEB Pank |
Entry fee: 0%
Exit fee: 0%
Rate of the depository’s charge: 0.0439%
Management fee: 0.49%
Ongoing charges (inc management fee): 1.01%
The ongoing charges have been estimated, based on the expected total of charges. The annual report of the fund provides details of the paid fees for each year.
Terms and Conditions
Prospects
LHV Pensionifond Roheline III
Recipient
AS Pensionikeskus
Account
EE547700771002908125 - LHV Pank AS
EE961700017004379157 - Luminor Bank AS
EE141010220263146225 - SEB Pank AS
EE362200221067235244 - Swedbank AS
Explanation
30101119828, EE3600001764, IK:Your ID Code
Amount
Amount invested in euros
Disbursements
Pension agreement
The state does not tax payments from the 3rd pension pillar if you have concluded an insurance contract under which regular pension payments will be made to you for the rest of your life.
Resale of shares
After reaching the age of 55 (if you started making Pillar III contributions before 2021), but not before five years have elapsed from the initial investment, the income tax on disbursements is 10%. If you have joined the third pillar before 2021 and want to take out what you have collected before the age of 55, the income tax is 20%. Those who have joined the third pillar from 2021 can withdraw money from the third pillar at a more favorable income tax rate (10%) if there is less than 5 years until retirement age.
The third pillar savings can also be bequeathed
The heir can then decide what to do with the inherited assets—whether to transfer them to their pension account or to withdraw the amount in cash.
Income tax of 20% applies to cash withdrawals.
